Group Benefits, Built Around Your Team

Better benefits help you attract and keep great people. We work with national carriers and have exclusive underwriting with multiple carriers across nearly every line of coverage. Together, we'll build a benefits package that strengthens your company's culture.

Major Medical, Your Way

We work with national carriers and offer three ways to fund your health plan, so you can pick the one that fits your budget and how much risk you want to take on.

Fully Insured. A set monthly premium with the carrier carrying the risk. It's simple and predictable.
Level Funded. Steady monthly payments, plus the chance to get money back in a year with low claims.
Self Funded. The most control and the biggest savings potential for employers ready to take on more of the risk.

Not sure which fits? We'll run the numbers with you and recommend the right option.

Dental and Vision

Dental and vision are the benefits employees use most, and they notice when they're missing. We offer flexible plans from national carriers that cover cleanings, exams, glasses, and contacts, and they're easy to add to any benefits package.

Income and Life Protection

Life Insurance. Gives your employees peace of mind that their families will be taken care of. It's an affordable benefit employers can provide, with options for employees to buy extra coverage for themselves and their loved ones.
Short and Long Term Disability. Replaces part of a paycheck when illness or injury keeps someone out of work.

Supplemental Coverage

Accident. Helps with costs after an unexpected injury.
Critical Illness. A lump-sum benefit after a serious diagnosis like cancer, heart attack, or stroke.
Hospital. Cash benefits that help cover what a hospital stay leaves behind.

Benefits
Centers

Your Team's Own Benefits Center
Every Keywell client gets a personalized benefits hub, branded to their company, where employees can choose, use, and get the most from their coverage.

Side-by-side plan comparison. Employees see premiums, deductibles, copays, and out-of-pocket maximums in one view, for individual or family coverage.
Prescription cost finder. Look up a medication to see how it's covered and what it will cost.
Every benefit in one place. Medical, dental, vision, life, disability, supplemental, and financial benefits are all on one page.
Perks beyond the doctor's office. Virtual care, mental health support, wellness programs, and more.
Plain-language answers. Deductibles, copays, and coinsurance explained simply.
One-click claims and support. Direct links to each carrier's claims and service portal.
Direct line to your advisor. Employees can reach a real person for questions, new hires, or carrier issues.

Fewer questions for HR and more confident choices at enrollment.